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Smarter Real Estate, Made Easy

VAT on commercial rent in the Philippines is straightforward arithmetic wrapped in several provisions that catch people out: the threshold at which a landlord must register, the withholding tax that interacts with it, the treatment of common area charges and deposits, and the zero-rating available to qualifying export enterprises. This guide covers all of it, with worked numbers.

Banks do not lend against property. They lend against property they can actually foreclose on and sell. That distinction explains almost every collateral decision a Philippine lender makes.

Philippine law assigns liability for each property tax to a specific party, and practice reallocates it by agreement. Those two things diverge constantly, and the gap is where transactions stall. This guide covers who is legally liable for what, what the customary split actually is, what happens

A buyer acquires twelve hectares in a growth corridor at an attractive price, holding a zoning certificate from the municipality showing the land classified as industrial. Two years and several million pesos later they discover the parcel is covered by agrarian reform, DAR never approved any conversion, and nothing can be built.